Jumping from loan to loan: Australia a nation of ‘ditchers’
The past couple of years has seen some high-profile political ‘ditchings' and it seems borrowers are following the trend.The post Jumping from loan to loan: Australia a nation of ‘ditchers’ by Matty...
View ArticleUnderstanding stamp duty
Take a closer look at stamp duty to find out how much you're likely to owe on the property you've set your eye on.The post Understanding stamp duty by Charlotte Cossar appeared first on The...
View ArticleHome loan seekers through the roof
The number of Australians looking for home loans online is expected to hit over 3.6 million this month, with record numbers of settled loans anticipated for October.The post Home loan seekers through...
View ArticleIs your home deposit under 20%?
It's true that a 10% deposit is enough, in most cases, to make your move on a property. But with a deposit under 20% there are a few factors to consider.The post Is your home deposit under 20%? by...
View ArticleUnravelling the mystery of a credit file
Jeremy Cabral talks to three experts who give you the who, why and what for of credit files, and how they relate to your property matters.The post Unravelling the mystery of a credit file by Jeremy...
View ArticleWhat is a property valuation?
Benefiting the buyer and seller, a property valuation can help you to assess the current value of a property in an open and competitive real estate market.The post What is a property valuation? by...
View ArticleChoosing a home loan
After making the big decision to buy, the next question is "Where do I start?" The process of choosing a loan and a lender can be quite complicated but if you tackle it in stages you can avoid...
View ArticleTop tips for budgeting
Saving for a deposit can be hard, but it is well worth it if it means that you can purchase your first home. Follow these simple steps and you will be opening the door to your new abode in no time at...
View ArticleWhat is LVR (Loan to Value Ratio)?
LVR is an acronym you'll see used throughout the property industry. But what does it mean?The post What is LVR (Loan to Value Ratio)? by Holly Jones appeared first on The realestate.com.au Blog.
View ArticleWhat is LMI (Lenders mortgage insurance)?
Lenders mortgage insurance is an extra charge on your home loan, payable by those with a deposit of under 20%.*The post What is LMI (Lenders mortgage insurance)? by Holly Jones appeared first on The...
View ArticleFirst time home loans – what to expect when you meet your lender
Are you about to contact a lender for a home loan? Not sure what to expect? Here are some ideas for that first meeting.The post First time home loans – what to expect when you meet your lender by Fiona...
View ArticleSaving tips for the new year
More Australians could benefit from embracing “old fashioned finance” practices in 2014 to better manage their money, avoid over extending themselves and achieve their property buying goals. These tips...
View ArticleBig 4 losing home loan market share
Changes in the home loan market could see 2014 as the year to review your home loan and take advantage of greater competition, with new findings showing the big four banks have lost some market share...
View Article6 ways to help save for a home in 2014
Whether you're just starting out, or a more seasoned investor, good money habits are equally indispensable. Here's six simple ideas to help you focus your saving efforts for that property goal in...
View ArticleWhat is an offset account & should you get one?
An offset account is one of the most powerful home loan features available and could potentially save you thousands of dollars in interest. Here's how it works.The post What is an offset account &...
View ArticleNSW leads home loan increases
The national average home loan size has grown by 6.4%, to $319,200 in the last two years, with New South Wales home leading the borrowing stakes.The post NSW leads home loan increases by Venessa Paech...
View ArticleHow to be a financially-fit first home buyer
With interest rates at their lowest in 50 years, it may be a good time for financially-fit first home buyers to take the plunge. But how do you know if you're ready? And how do you get there if you're...
View ArticleRenting or buying – how different are they?
New data suggests that Australians the cost difference between buying a home with a mortgage, or renting for 30 years, is almost nothing.The post Renting or buying – how different are they? by Venessa...
View ArticleWill holding RBA rates encourage refinancing?
Financial comparison site RateCity suggests the latest rate hold may be an encouragement to some to get a better deal on their home loans, with fixed rates advertised at 3.99%.The post Will holding RBA...
View ArticleCredit law changes: what you need to know
There are significant changes to the Credit Reporting Provisions of the Australian Privacy Act, which will come into play from 12 March 2014. We break down the changes and look at what it means for...
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